About

About House Cleaning Business Insurance

House Cleaning Business Insurance is the house cleaning brand of Wexford Insurance, LLC, an independent insurance agency in Greenwood, IN, licensed in 48 states. This site exists for the owners of businesses that clean homes and rentals, and for the questions their insurance raises.

Written for businesses that clean where people live

A general small-business application asks a cleaning company the wrong things. It wants to know about a storefront and walk-in customers, when the real exposures are somewhere else: a crew working inside a client’s home, the keys and door codes that crew carries, the products and equipment that ride along in a vehicle, and the line between the cleaners you employ and the ones you pay as contractors. Those are the facts that shape a cleaning business’s claims and decide which insurance companies want the account.

That is why this site is organized around the trade. It explains general liability, workers’ compensation, property and, where a business needs them, commercial auto and an umbrella, as parts of a single house cleaning insurance program rather than as separate products, and it says plainly what each policy is for.

The founders

Nate Jones, founder of Wexford Insurance, LLC

Nate Jones, CPCU, ARM

Nate Jones founded Wexford Insurance, LLC and its specialty brands, House Cleaning Business Insurance among them, and holds the Chartered Property Casualty Underwriter (CPCU) and Associate in Risk Management (ARM) designations. The explanations of coverage on this site are written and reviewed under Nate Jones’s name.

Kami Jones

Kami Jones is a co-founder of Wexford Insurance, LLC.

How a quote works

We are an independent agency, so no single insurance company employs us. A quote request goes to a licensed agent, who seeks quotes from the insurance companies we work with and comes back to you with what they offer and what each quote includes. Appetite for cleaning businesses differs from company to company and from state to state, and it turns on the services you sell, the size of your crew and how it is paid, the vehicles you use and your claims history.

We do not publish typical premiums on this page. What a cleaning business pays depends on how that business runs, so we would rather explain what moves the price and then quote it. Nothing you send through this site binds or changes coverage; a licensed agent confirms any policy with you directly. If you have a question before you are ready for a quote, the contact page has the phone number, the email address and the office address.

Licensing and where to find us

Wexford Insurance, LLC is a licensed independent insurance agency, National Producer Number 19887690, licensed in 48 states: every state except Alaska and Hawaii. You can verify our licenses at NIPR.com. We are an agency, not an insurer: coverage is issued by licensed insurance companies and is subject to the terms, conditions and exclusions of the policy each company issues.

Wexford Insurance, LLC
107 N State Road 135, STE 304
Greenwood, IN 46142
317-942-0549 · info@housecleaningbusinessinsurance.com